SAMPLE VIP ENROLLMENT WEEKLY 2025 Logo
  • SAMPLE ----- Your enrollment has never been easier!

    This is your simplified beginning-to-end enrollment form so you are able to protect your income and provide financial security. ALL employees/members are asked to complete this form regardless of acceptance of benefits. Please fill out all fields completely and accurately. Rates are WEEKLY unless indicated otherwise.
  • Part 1. - Required information

    Hi there! Please complete the following fields. This is needed in order to give you your correct benefits eligibility and rates.
  • ATTENTION!

    ALL INFORMATION BELOW MUST BE COMPLETE TO CALCULATE YOUR CORRECT BENEFITS ELIGIBILITY AND PREMIUMS.

  • ATTENTION!

    ALL INFORMATION ABOVE MUST BE COMPLETE TO CALCULATE YOUR CORRECT BENEFITS ELIGIBILITY AND PREMIUMS.

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  • Part 2. - Your offerings, policy details, rates, and election options.

    If you are employed... these benefits are important! We come to work to earn a living. Let's protect what matters most.
  • Group Term Life Insurance

    Group Term Life Insurance

    Assurity Group Term Life Insurance offers employees the choice of a 10-year or 20-year term policy, up to $100,000 or $150,000 extendable to their spouse and children. This special Guaranteed Issue opportunity allows securing coverage without answering health questions, ensuring financial security for loved ones.
  • Assurity Group Term Life Insurance

    Are you looking to secure the financial future of your loved ones? Look no further than Assurity Group Term Life Insurance. As an employee, you have the opportunity to choose either a 10-year or 20-year term policy with coverage up to $100,000. What's more, you can extend this coverage to your spouse for up to $30,000 and your children for up to $10,000.

    Special Features:
    Guaranteed Issue: At this enrollment, you can take advantage of a special Guaranteed Issue opportunity. This means you can secure coverage up to the specified amounts without having to answer any health questions, making it an extremely rare opportunity.


    Key Benefits:
    No Health Questions: Enjoy the peace of mind that comes with securing coverage for yourself, your spouse, and your children without the hassle of health questions.
    Financial Security: Ensure that your loved ones are financially secure in the event of an unforeseen circumstance.


    Act Now!
    Don't miss out on this exceptional opportunity to provide financial protection for your family.

     

    Special Note for employees over age 60:
    You are eligible for 10 year term policies and a maximum of $50,000 in coverage. You can still extend your coverage to add your spouse or dependent children.

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  • Group Hospital Indemnity Insurance plus Observation with Critical Illness & Cancer

    Group Hospital Indemnity Insurance plus Observation with Critical Illness & Cancer

    Pays a $2,500 Lump Sum cash benefit for any hospital admission or hospital observation. Pays a $10,000 benefit for a Critical Illness or Cancer diagnosis. Simple, Affordable, Necessary.
    • No deductibles, copays, coinsurance or networks (see any doctor)
    • Guaranteed issue – no medical exams or tests
    • Portable – coverage continues if you retire or change jobs, as long as you pay the premiums
       

    Hospital indemnity insurance provides crucial financial protection by offering additional cash benefits to cover expenses related to a hospital stay. It ensures peace of mind, helping you pay for medical costs, deductibles, and other expenses not covered by your primary health insurance.

     

    Enjoy the benefit of receiving the same pricing as an 18-year-old, regardless of your age!

     

    Coverage Includes:

    • $2,500 Hospital Admission Benefit - Minimum of 20 hours admission.
    • $2,500 Hospital Observation - Minimum of 20 hours observation as outpatient.  Observation Care for 20-48 and for 49 hours or more.
    • Mental, nervous disorder, and substance abuse inpatient services benefits.
    • $10,000 in Critical Illness and Invasive Cancer Benefit

     

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  • Group Accident Expense Insurance

    Group Accident Expense Insurance

    Accident indemnity insurance is essential for providing financial protection in case of unexpected accidents. It offers additional cash benefits to help cover medical expenses, transportation costs, and other out-of-pocket expenses that may arise due to an accident
    • Helps with out-of-pocket expenses associated with covered accidents

    • No deductibles, copays, coinsurance or networks - see any doctor

    • Guaranteed issue – no medical exams or tests

    • Portable – coverage continues if you retire or change jobs, as long as you pay the premiums
       

      Accident indemnity insurance is essential for providing financial protection in case of unexpected accidents. It offers additional cash benefits to help cover medical expenses, transportation costs, and other out-of-pocket expenses that may arise due to an accident.

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  • Group Short Term Disability Insurance

    Group Short Term Disability Insurance

    Short-Term Disability Income insurance pays a weekly benefit directly to you if you are sick or injured and can’t work.
    • Disability insurance is crucial as it provides income protection if you become unable to work due to an injury or illness. It ensures financial stability by replacing a portion of your lost income, allowing you to meet your essential expenses and maintain your lifestyle during a period of disability.

      BOTTOM LINE: Group Short-Term Disability Income insurance pays a weekly benefit directly to you if you are sick or injured and can’t work.

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  • You must earn over $21,750/year to receive disability benefits. If you need to make a correction on your annual income, simply hit the back button at the bottom of this page.

  • Your disability rate and eligibility is calculated by using the information you provided on the previous page.

    NOTE: If you do not see your weekly disability benefit amount and rate above, please refresh this page.

    We apologize for the minor technical issue if this occurs.

  • Lump Sum Critical and Cancer Illness Insurance

    Lump Sum Critical and Cancer Illness Insurance

    Group Critical Illness insurance pays a lump-sum benefit directly to you if you are diagnosed with cancer, stroke, heart attack or a number of other covered conditions.
    • Assurity’s Group Critical Illness insurance pays a lump sum benefit ($10,000, $20,000, or $30,000 - whichever you choose) upon diagnosis of certain specified illnesses, conditions and procedures. The amount payable is equal to the policy benefit amount times the applicable percentage or the specified dollar amount as shown below for the specified covered condition. 

    •  

      Covered Conditions Payout
      Heart Attack 100%
      Coronary Artery Bypass Surgery 100%
      Stroke 100%
      Invasive Cancer (30-day waiting period) 100%
      Non-Invasive Cancer (30-day waiting period) 25%
      Skin Cancer (30-day waiting period) $250/year
      Kidney (Renal) Failure 100%
      Major Organ Transplant 100%
      Advanced Alzheimer's Disease 100%
      Coma 100%
      Paralysis 100%
      Loss of Sight 100%
      Loss of Speech 100%
      Loss of Hearing 100%
      Advanced Parkinson's Disease 100%
      Benign Brain Tumor 100%
      Occupational HIV 100%
      Cardiopulmonary benefits included! 10%-50%

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  • Be sure to choose an option above to see your calculated rates below.

  • "3/6/9" GROUP WHOLE LIFE INSURANCE

    "3/6/9" GROUP WHOLE LIFE INSURANCE

    Whole Life Insurance that has LIVING benefits in case of a chronic illness or permanent injuries.
  • HOW IT WORKS:

    • AT TIME OF DEATH - Beneficiary is paid the Death benefit chosen
    • CASH VALUE - Policy builds Cash Value over time allowing you to borrow against it if needed.
    • WHOLE LIFE - This is permanent insurance for the rest of your life with no rate increases.
    • LIVING BENEFIT RIDER FOR CHRONIC CARE - If the insured cannot perform 2 or more Activities of Daily Living, you can advance the benefit amount minus $5,000 to take care of your needs. No licensed medical care required. It can even be friends or family caring for you.
    • LIVING BENEFIT RIDER FOR TERMINAL ILLNESS - If a condition resulting in an expected life span of 12 months or less (certified by a physician) occurs, you can advance 75% of your death benefit.

     

    YOU CHOOSE HOW MUCH YOU WISH TO INVEST IN LIFE INSURANCE! Choose either $3, $6, or $9 per week in premiums. This will determine how much coverage you can have based upon your age. 

    TAKE ADVANTAGE with NO HEALTH QUESTIONS!

     

    BROCHURE CAN BE DOWNLOADED HERE

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  • Based on your age, the benefit amount is shown below for each amount you can invest per week in life insurance.  Some options may be marked n/a due to being outside of the allowable issue limits.

  • 5Star Life Group Accident Insurance

    5Star Life Group Accident Insurance

    Accident indemnity insurance is essential for providing financial protection in case of unexpected accidents. It offers additional cash benefits to help cover medical expenses, transportation costs, and other out-of-pocket expenses that may arise due to an accident
    • Helps with out-of-pocket expenses associated with covered accidents

    • No deductibles, copays, coinsurance or networks - see any doctor

    • Guaranteed issue – no medical exams or tests

    • Portable – coverage continues if you retire or change jobs, as long as you pay the premiums
       

      Accident indemnity insurance is essential for providing financial protection in case of unexpected accidents. It offers additional cash benefits to help cover medical expenses, transportation costs, and other out-of-pocket expenses that may arise due to an accident.

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  • 5Star Life Group Hospital Indemnity Insurance

    5Star Life Group Hospital Indemnity Insurance

    Pays a Lump Sum cash benefit for any hospital admission. Pays daily confinement benefits. Pays daily benefits for Outpatient Substance abuse care and mental/nervous disorder facilities. Simple, Affordable, Necessary.
    • No deductibles, copays, coinsurance or networks (see any doctor)
    • Guaranteed issue – no medical exams or tests
    • Portable – coverage continues if you retire or change jobs, as long as you pay the premiums
       

    Hospital indemnity insurance provides crucial financial protection by offering additional cash benefits to cover expenses related to a hospital stay. It ensures peace of mind, helping you pay for medical costs, deductibles, and other expenses not covered by your primary health insurance.

     

    Enjoy the benefit of receiving the same pricing as an 18-year-old, regardless of your age!

     

     

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  • 5STAR LIFE INSURANCE

    5STAR LIFE INSURANCE

    Choose $25,000, $50,000 or $100,000 in Term to Age 121 Life Insurance with Living Benefits!
  • 5Star Life Insurance can also provide life insurance benefits for dependent children in the amount of $10,000 per child.

    Full-time students can be covered until age 26; non-students can be covered until age 23.

  • DENTAL/VISION INSURANCE

    DENTAL/VISION INSURANCE

    GREAT DENTAL INSURANCE! ! $2,000/Annual benefits - NO WAITING PERIODS!
  • $2000/year in Dental Benefits with NO WAITING PERIODS.

    HUGE PPO Network. Covers the entire family.

    PLAN INCLUDES BEAM PERKS!

    Every Beam member receives complimentary Beam Perks. The member welcome kit contains a sonic-powered, smart, electronic toothbrush, custom formulated toothpaste, dental floss, and access to the Beam App and Member Portal.

    Delivered every 6 months, enrolled members in every plan receive a Beam Perks kit that includes replacement heads and batteries, toothpaste, and dental floss.

     

    YOU MUST REGISTER TO RECEIVE YOUR TOOTHBRUSH & SUPPLIES WITHIN 45 DAYS OF YOUR PLAN EFFECTIVE DATE.

     

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  • DOES YOUR FAMILY NEED A PRIMARY CARE PHYSICIAN?

    DOES YOUR FAMILY NEED A PRIMARY CARE PHYSICIAN?

    Primary virtual medical care services, Prescriptions, Behavioral Health Care, Employee Assistance Programs, Conditions Management, At-home Labs, Genomic Testing, and MUCH more for your entire household at an extremely low price!
  • $0 Copays for Virtual Primary Care, Virtual Urgent Care, At Home Labs, Many Prescriptions, On Demand Counseling, and Much More!

    UNLIMITED HEALTHCARE SERVICES!

     

    • $0 Consult for Virtual Urgent Care 24/7
    • YOU CHOOSE your Deducated family Physician for Virtual Primary Care
    • At-Home Labs 
    • $0 Co-Pay on many prescriptions and Discounts on others
    • Condition Management
    • On Demand Behavioral Health Counseling
    • Financial and Legal Consultations

     

    Be sure to register you and your family AFTER you complete this enrollment so you don't have any service charges!

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  • There's a Better Way to Pay for Healthcare with Sedera Medical Cost Sharing

    There's a Better Way to Pay for Healthcare with Sedera Medical Cost Sharing

    Medical cost sharing is a peer-to-peer sharing of large, unexpected medical costs through a membership-based community. Members support one another's physical and financial health.
  • A medical healthshare program, such as Sedera Medical Cost Sharing, is a non-profit community-based approach to managing healthcare costs. It is an alternative to health insurance.

    Members of a healthshare program contribute funds monthly and share in each other's medical expenses. Sedera is there for the larger medical expenses, and members have the freedom to choose their own healthcare providers.
    They offer cost-effectiveness, quick reimbursement, and additional services such as prescription discounts and maternity sharing.

    Your IUA, (Initial Unshareable Amount) is $2500/Need per household. This means that you would be responsible for the first $2500 for any injury or illness before the community would help share in the cost of your care. We recommend partnering this with a good Hospital Indemnity plan that is in your offering. You also have a discounted rate when you enroll in Recuro Complete Virtual Primary Care!

    Click here to view a member summary with more information.

  • Virtual URGENT CARE and EAP Program by Recuro Health

    Virtual URGENT CARE and EAP Program by Recuro Health

    $0 Copays, No Waiting in a lobby, simply connect to a local doctor for minor illnesses and Injuries and go straight to a pharmacy if needed.
  • • Unlimited Visits - $0 Consult
    • Family coverage
    • 24/7 Access
    • $0 Consult on demand Behavioral Health
    • Short-Term Mental Health Counseling
    • Mental Health Advocacy
    • Financial and Legal Consultations

  • GREAT NEWS!

    Your employer is paying 100% of this benefit for you and your family!

  • Minor Medical (MEC) Insurance

    Minor Medical (MEC) Insurance

    Having minimal essential health insurance, also known as minimum essential coverage (MEC), is important for several reasons.
  • Having minimal essential health insurance, also known as minimum essential coverage (MEC), is important for several reasons:

    1. Compliance with the Affordable Care Act (ACA): The ACA mandates that individuals must have MEC or pay a penalty when filing taxes. By having MEC, you fulfill this legal requirement and avoid potential financial penalties.

    2. Access to Preventive Services: MEC plans typically cover a range of preventive services at no additional cost to you. These services include vaccinations, screenings, and check-ups that can help detect health issues early on and prevent more serious conditions from developing.

    3. Protection Against High Medical Costs: Health insurance helps protect you from substantial financial burdens in the event of unexpected medical expenses. It ensures that you have coverage for hospital stays, surgeries, medications, and other healthcare services, reducing your out-of-pocket costs.

    4. Better Healthcare Options: With MEC, you gain access to a network of healthcare providers who are part of your insurance plan. This gives you the flexibility to choose doctors, hospitals, and specialists within your network, making it easier to receive timely and coordinated care.

    5. Peace of Mind: Having health insurance provides peace of mind, knowing that you have coverage for both routine and unexpected medical needs. It offers a safety net that can alleviate the stress and worry associated with healthcare costs, allowing you to focus on your well-being and that of your family.

     

    It's important to note that while MEC provides basic coverage, it may not cover all healthcare services or provide comprehensive benefits. It's advisable to review the specific coverage details and limitations of any insurance plan you consider to ensure it meets your individual needs.

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  • Part 3. - Your information

    Please complete the fields below to confirm your elections. Your agent will process your applications, handle the underwriting, and protect you and your family with our flagship carriers!
  • If you are declining all coverage options, you will not see any fields below to fill in.  Please continue to the next page by clicking "Next."

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  • Part 4. - Finalizing your enrollment

    Below is a list of your elections and the TOTAL cost per paycycle. This does not factor in any employer contributions if applicable.
  • If you need to make changes, please click the "back" button at the bottom of this page. If you are satisfied with your elections, please complete this form. 

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    ATTENTION! 

     ASSURITY REQUIRES STATEMENTS OF HEALTH FOR HOSPITAL, CRITICAL ILLNESS, AND DISABILITY PLANS

    DON'T CLOSE YOUR BROWSER AFTER SUBMITTING THIS FORM!

    YOU WILL BE REDIRECTED TO the VERY SIMPLE STATEMENT OF HEALTH FORM AFTER YOU ARE FINISHED.

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