ICHRA REFERRAL to LS Benefits

Group Health Insurance has now become one of the highest uncontrollable costs to an employer. An ICHRA provides the opportunity for an employer to transfer the financial risk of a group health plan from the company to the healthcare.gov marketplace.

With an ICHRA, a company can now determine how much they wish to allocate to their employees’ health insurance each year instead of the insurance companies determining that percentage increase each year. An ICHRA allows an employer to take back control of their health insurance costs so they can just focus on what matters most, their business!

Our PARTNERS ant LS Benefits Group are the ultimate experts and will handle this administration and employer consultation for you!

LS will provide one-on-one individual consultations for each and every employee and PROMOTE voluntary worksite, keeping you extremely sticky. Employers will never want to change after installing!

Here are the IDEAL employer candidates traits:

High Group Medical Rates
Renewals are averaging 15% or higher (common)
Unhealthy Group & High Prescription Drug Usage
High Current Plan Deductibles ($3000 or higher)
Blue Collar Employers
Older Demographics
High Frustration Level with Rising Plan Costs

Qualifying: Roughly how many employees do they have?*

FANTASTIC! This is a great option for the Individual Healthcare link (coming to the PartnerApp soon)

...OR...

You introducing your Individual SEDERA link to the employees would make a ton of sense.

It doesn't look like you need LS Benefits input on this.

EXCELLENT!

LS Benefits group and VIP has a partner called ATMA that specializes in ICHRA in the 5-14 space. LSBG will coordinate this with ATMA and you providing the best options possible.

ALSO SEDERA GROUP run through YOU makes a ton of sense. If you feel that you need help offering SEDERA HEALTHSHARE... LS Benefits group is very well versed in this area and is happy to help. - If you have a good understanding and are comfortable with Sedera, then there is no need to complete this form.

LET'S COMPLETE THIS FORM!

LS Benefits group combined with VIP has an INCREDIBLE, all-encompassing, small business solutions package that incorperates ICHRA and SEDERA Healthshare combined.

This probably worth a conversation. Please complete this form.

AWESOME. LET'S COMPLETE THIS FORM!

LS Benefits groupis your GO-TO on this case.

As a business owner, one of the most challenging aspects of running a company is providing affordable and comprehensive healthcare coverage for your employees. Rising healthcare costs can put a strain on your budget and make it difficult to attract and retain top talent. However, there is a solution that can help you maximize benefits and minimize costs: ICHRA, or Individual Coverage Health Reimbursement Arrangement.

ICHRA is a flexible and cost-effective alternative to traditional group health insurance plans. It allows businesses to provide a healthcare allowance to their employees, who can then use that allowance to purchase individual health insurance plans that suit their specific needs. By implementing ICHRA in your business, you can take advantage of the benefits it offers while reducing the financial burden associated with traditional health insurance.

Your Name (Agent)*

First NameLast Name

Your Email (Agent)*

jdoe@voluntarypartners.com

Your Phone Number (Agent)*

Area CodePhone Number

Referred COMPANY Name:*

Decision Maker's Name*

First NameLast Name

Decision Maker's Phone Number*

Area CodePhone Number

Decision Maker's Email*

example@example.com

What is the biggest priority for them when offering a health plan to the employees?

Do they currently offer a GROUP Health Insurance Plan?*

YesNo

How many employees are on this GROUP plan? *

On a scale of 1-10…How close is this company to dropping the Group Health plan because it is deemed “Unaffordable” to the Company?*

Do they offer any type of Individual plan?*

YesNo

Are YOU (VIP) offering Hospital Indemnity to offset major out of pocket expenses for this group?*

Yes, please leave defined contribution dollars to pay for a Hospital Indemnity/Gap planNo, We aren't putting Hospital Indemnity in place.

How much emphasis does this company place on offering the best possible health benefits to their employees?*

Upload your complete Census here if you have one.

Browse Files

Choose your Executive Partner for assistance correspondence *

LS Benefits, partnering with VIP has a GREAT referral program for you! They will handle 100% of this for you and promote your worksite VB.

Yes... LS is a BROKER that doesn't want to take a piece of your VB... but they want to PAY you for the referral and assit you in keeping VB in your case!

Be prepared to effectively communicate with LS Benefits to better assist in conditions, conversations etc. The better we treat LS... the better your VB/worksite enrollment will be.

If LS's standard administration fee is applied to the case you will receive a referral fee of the following:

# of Employees Enrolled	VIP Partner's referral amount
15-25	$1000
26-50	$2000
51-100	$3000
100+	$5000

This information and the census will go to:

Jeff Miller

LS Benefits Group

8051 Washington Village Dr Ste 120

Dayton, OH 45458

(937) 435-5400 ext. 110

(937) 776-2145 - Cell

(937) 435-5470 – Fax

jmiller@lsbenefitsgroup.com

ICHRA Referral FORM